1990 Chrysler Town and Country Car Insurance Rates

Trying to find lower insurance coverage rates? Buyers have lots of choices when searching for low-cost Chrysler Town and Country insurance. They can either spend hours calling around to get rate comparisons or save time using the internet to compare rates. There are both good and bad ways to compare insurance coverage rates so we’re going to tell you the proper way to compare rates on a Chrysler and locate the lowest price either online or from local insurance agents.

Insurance Coverage Comparison Rates

There are several ways to compare Chrysler Town and Country insurance coverage prices and some are more efficient than others. You could waste time talking about coverages with insurance companies in your area, or you could use the web to achieve your goal.

Most of the best insurance companies participate in an industry program where insurance shoppers only type in their quote data once, and at least one company then returns a price quote. This eliminates the need for form submissions to each individual insurance coverage company.

To enter your information into the quoting system, click here to start a free quote.

One minor caviat to using this type of form is you don’t know exactly which insurance companies you want pricing from. So if you prefer to pick specific providers to request quotes from, we have assembled a list of insurance coverage companies in your area. Click here for list of insurance companies.

Whichever way you use, double check that you are using exactly the same information for each price quote. If you have differing limits it’s not possible to truly determine the lowest rate.

But I don’t know anything about car insurance

When it comes to choosing the right insurance coverage for your personal vehicles, there is no perfect coverage plan. Every insured’s situation is different.

For example, these questions may help you determine if you might need professional guidance.

  • How can I find cheaper teen driver insurance?
  • Can I get a multi-policy discount?
  • Am I covered when pulling a rental trailer?
  • When would I need rental car insurance?
  • How high should my medical payments coverage be?
  • How do I insure my teen driver?
  • Am I covered by my spouse’s policy after a separation?
  • Do I need to file an SR-22 for a DUI in my state?
  • Why do I only qualify for high-risk insurance?
  • Am I covered if I hit my neighbor’s mailbox?

If you’re not sure about those questions but you know they apply to you, you may need to chat with a licensed insurance agent. To find an agent in your area, complete this form. It’s fast, doesn’t cost anything and you can get the answers you need.

What auto insurance coverages do you need?

Knowing the specifics of your auto insurance policy can be of help when determining which coverages you need at the best deductibles and correct limits. Auto insurance terms can be ambiguous and even agents have difficulty translating policy wording.

Collision protection

This coverage pays for damage to your Town and Country resulting from a collision with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims like scraping a guard rail, sustaining damage from a pot hole, damaging your car on a curb, crashing into a building and backing into a parked car. Paying for collision coverage can be pricey, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to raise the deductible to save money on collision insurance.

Uninsured/Underinsured Motorist coverage

This provides protection from other motorists when they are uninsured or don’t have enough coverage. Covered claims include injuries to you and your family and damage to your Chrysler Town and Country.

Because many people carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Comprehensive coverage

This covers damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims like hail damage, a broken windshield, fire damage, a tree branch falling on your vehicle and hitting a bird. The maximum amount your auto insurance company will pay is the cash value of the vehicle, so if the vehicle’s value is low consider dropping full coverage.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses like prosthetic devices, ambulance fees and funeral costs. They can be used in conjunction with a health insurance policy or if you lack health insurance entirely. They cover both the driver and occupants in addition to being hit by a car walking across the street. Personal Injury Protection is not available in all states and may carry a deductible


Liability insurance can cover damage that occurs to people or other property by causing an accident. It protects you from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see limits of 100/300/100 that translate to a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000.

Liability coverage protects against things like court costs, attorney fees, emergency aid and loss of income. The amount of liability coverage you purchase is a personal decision, but consider buying as large an amount as possible.