Save on 1995 Buick Regal Car Insurance Quotes

Trying to find low-cost insurance for a new or used Buick Regal can be a painful process, but you can learn a few tricks and make it easy. There are both good and bad ways to compare insurance rates and you need to know the quickest way to compare rates for a new or used Buick and locate the lowest price either online or from local insurance agents.

You need to price shop coverage on a regular basis due to the fact that insurance rates tend to go up over time. If you had the best price on Regal insurance a couple years back the chances are good that you can find a lower rate today. Ignore everything you know about insurance because you’re about to find out how to use the internet to find better coverage at a better price.

Finding affordable coverage is easy if you know what you’re doing. If you have a current auto insurance policy or need new coverage, you will benefit by learning to shop for the lowest rates and still get good coverage. Drivers just need to understand the proper methods to get comparison rates online.

Save on Buick Regal insurance

Companies that sell car insurance don’t necessarily list every available discount in an easy-to-find place, so we took the time to find both the well known and the more hidden ways to save on car insurance. If they aren’t giving you every credit available, you are paying more than you should be.

  • Homeowners Savings – Being a homeowner can help you save on car insurance because owning a home demonstrates responsibility.
  • Military Discounts – Having a deployed family member can result in better rates.
  • Multiple Policy Discount – When you have multiple policies with the same company you may save 10% to 20% off each policy.
  • Senior Discount – If you’re over the age of 55, you may qualify for a discount up to 10% on Regal insurance.
  • Safe Drivers – Drivers who don’t get into accidents can get discounts for up to 45% lower rates on Regal insurance than their less cautious counterparts.
  • Memberships – Participating in a qualifying organization may earn a discount when buying car insurance on Regal insurance.
  • Auto/Life Discount – Larger companies have a discount if you purchase life insurance.
  • Drivers Ed for Students – Require your teen driver to enroll in driver’s education if offered at their school.
  • Federal Government Employee – Being employed by or retired from a federal job could cut as much as 10% off on Regal insurance with certain companies.

It’s important to understand that most credits do not apply to the entire policy premium. The majority will only reduce individual premiums such as liability, collision or medical payments. Just because you may think all the discounts add up to a free policy, it doesn’t quite work that way.

For a list of companies with the best car insurance discounts, click here.

Comprehensive Auto Insurance Comparison

All the larger auto insurance companies such as State Farm and Allstate give insurance quotes directly from their websites. The process is quite easy as you simply enter your required coverages into the quote form. Upon sending the form, their rating system makes automated requests for credit information and your driving record and returns a price.

This makes it a lot easier to compare rates but the process of having to visit a lot of sites and fill out multiple forms is repetitive and time-consuming. But it is imperative to do this in order to get the lowest possible prices on auto insurance.

Rate comparisons made easy

The easiest way to find lower prices uses one simple form to return rates from multiple companies. It saves time, requires much less work on your part, and makes online quotes much more efficient. Once the form is submitted, it is rated with multiple companies and you can pick your choice of the quotes returned. If you find a better price you simply finish the application and buy the policy. It only takes a few minutes and can result in significant savings.

To quickly get comparison pricing now, simply click here to open in new window and complete the simple form. To compare your current rates, we recommend you input your coverages exactly as they are listed on your policy. This makes sure you will have a rate comparison using the exact same coverages.

Tailor your coverage to you

When it comes to buying proper insurance coverage for your personal vehicles, there isn’t really a single plan that fits everyone. Everyone’s situation is unique.

For example, these questions may help you determine whether you might need an agent’s assistance.

  • When would I need rental car insurance?
  • Can I afford low physical damage deductibles?
  • I don’t drive much so do I pay less?
  • Do I have coverage when pulling a U-Haul trailer?
  • What companies insure drivers after a DUI or DWI?
  • What can I do if my company won’t pay a claim?
  • What is medical payments coverage?

If you’re not sure about those questions, you may need to chat with a licensed insurance agent. To find an agent in your area, complete this form. It is quick, free and can help protect your family.

The coverage is in the details

Having a good grasp of insurance helps when choosing the right coverages at the best deductibles and correct limits. Policy terminology can be difficult to understand and reading a policy is terribly boring.

Collision insurance

Collision coverage will pay to fix damage to your Regal caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against things such as driving through your garage door, crashing into a building, hitting a mailbox and damaging your car on a curb. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. It can pay for injuries sustained by your vehicle’s occupants and damage to your Buick Regal.

Since a lot of drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses for things like nursing services, rehabilitation expenses, prosthetic devices, X-ray expenses and pain medications. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover you and your occupants and will also cover being hit by a car walking across the street. PIP coverage is not universally available and may carry a deductible


This coverage protects you from injuries or damage you cause to other’s property or people that is your fault. It protects you against claims from other people, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show values of 25/50/25 that means you have $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and $25,000 of coverage for damaged propery.

Liability insurance covers claims such as pain and suffering, structural damage, repair costs for stationary objects and repair bills for other people’s vehicles. The amount of liability coverage you purchase is your choice, but you should buy as high a limit as you can afford.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for things such as a broken windshield, vandalism and theft. The maximum amount a insurance company will pay at claim time is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Don’t throw your cash in the trash

You just read a lot of tips how to shop for 1995 Buick Regal insurance online. It’s most important to understand that the more times you quote, the better your comparison will be. Drivers may discover the biggest savings come from a company that doesn’t do a lot of advertising.

Discount insurance is available both online as well as from independent agents, and you should be comparing both so you have a total pricing picture. Some auto insurance companies don’t offer online quoting and many times these small, regional companies only sell through independent insurance agents.

As you shop your coverage around, it’s a bad idea to sacrifice coverage to reduce premiums. In too many instances, someone sacrificed uninsured motorist or liability limits and learned later that the few dollars in savings costed them thousands. Your strategy should be to get the best coverage possible for the lowest price while not skimping on critical coverages.

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