View 1996 Acura SLX Insurance Quotes

Trying to find the cheapest insurance coverage rates for your Acura SLX? Saving money on insurance coverage is nearly impossible for people who are new to comparison shopping online. There are so many options that it can be more work than you anticipated to locate the lowest price.

Do you qualify for discounts?

The cost of insuring your cars can be expensive, but you may find discounts that many people don’t even know exist. Some discounts apply automatically at the time you complete a quote, but a few must be asked for prior to getting the savings.

  • Life Insurance Discount – Larger companies have lower rates if you buy life insurance.
  • Air Bag Discount – Vehicles equipped with air bags can receive discounts of 20% or more.
  • Paperless Signup – A handful of insurance companies may give you up to $50 for buying a policy and signing up digitally online.
  • Homeowners Savings – Owning a house may earn you a small savings due to the fact that maintaining a home requires personal responsibility.
  • Anti-theft Discount – Vehicles equipped with anti-theft or alarm systems are stolen less frequently and qualify for as much as a 10% discount.
  • Drive Less and Save – Driving fewer miles can earn a substantially lower rate.
  • Drivers Education – Have your child enroll in driver’s education in high school.
  • Seat Belts Save more than Lives – Using a seat belt and requiring all passengers to use their safety belts can save up to 15% on the medical payments or PIP coverage costs.
  • Accident Forgiveness – Certain companies allow you one accident before raising your premiums as long as you don’t have any claims for a certain period of time.

Keep in mind that most discounts do not apply to the entire cost. Most only reduce individual premiums such as comp or med pay. So when it seems like all those discounts means the company will pay you, it just doesn’t work that way. But all discounts will bring down the cost of coverage.

To see a list of insurers with the best insurance coverage discounts, click this link.

Compare Auto Insurance Today

Comparing auto insurance rates can be a lot of work if you don’t utilize the fastest way to get free quotes. You can spend countless hours discussing policy coverages with local insurance agents in your area, or you can stay home and use the web to accomplish the same thing much quicker.

Most major companies enroll in a system where prospective buyers submit their information once, and at least one company returns a rated price determined by their information. This eliminates the need for quote forms for each company you want a rate for.

To participate in this free quote system, click here (opens in new window).

The only drawback to using this type of form is you can’t choose the companies you will receive quotes from. If you would rather choose specific providers to request quotes from, we put together a list of companies who write auto insurance in your area. View list of insurance companies.

It’s up to you how you get prices quotes, just compare exactly the same quote information for every quote you compare. If each company quotes differing limits it’s impossible to find the best deal for your Acura SLX. Quoting even small variations in limits may result in a large different in cost. Keep in mind that getting more free quotes helps locate the best price.

Don’t assume everyone needs the same coverage

When choosing coverage, there is no one size fits all plan. Coverage needs to be tailored to your specific needs.

For instance, these questions can help discover if your insurance needs might need an agent’s assistance.

  • How much liability insurance is required?
  • How much can I save by bundling my policies?
  • What happens if I owe more than my 1996 Acura SLX is worth?
  • Should I carry comprehensive and collision coverage?
  • Is my 1996 Acura SLX covered for flood damage?
  • Where can I find DUI or SR-22 insurance?

If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, simply complete this short form.

Detailed coverages of your car insurance policy

Knowing the specifics of your car insurance policy can help you determine the best coverages for your vehicles. Car insurance terms can be ambiguous and nobody wants to actually read their policy.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance reimburse you for bills for things like EMT expenses, pain medications and dental work. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants as well as any family member struck as a pedestrian. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Coverage for uninsured or underinsured drivers

This coverage provides protection when the “other guys” do not carry enough liability coverage. It can pay for injuries to you and your family as well as damage to your Acura SLX.

Since many drivers carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Normally these limits are set the same as your liablity limits.

Coverage for collisions

This coverage will pay to fix damage to your SLX caused by collision with another vehicle or an object, but not an animal. A deductible applies then your collision coverage will kick in.

Collision can pay for things such as backing into a parked car, sustaining damage from a pot hole and rolling your car. This coverage can be expensive, so consider removing coverage from vehicles that are older. It’s also possible to increase the deductible to save money on collision insurance.

Comprehensive car insurance

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims such as rock chips in glass, a broken windshield, hitting a bird, fire damage and hail damage. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Liability insurance

This protects you from damages or injuries you inflict on other’s property or people that is your fault. It protects YOU from claims by other people, and doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show liability limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, $300,000 for the entire accident, and a total limit of $100,000 for damage to vehicles and property. Some companies may use one limit called combined single limit (CSL) which limits claims to one amount rather than limiting it on a per person basis.

Liability insurance covers things such as court costs, legal defense fees, emergency aid and structural damage. How much liability coverage do you need? That is up to you, but you should buy as high a limit as you can afford.

Save your cold hard cash

As you go through the steps to switch your coverage, do not reduce coverage to reduce premium. Too many times, an insured cut liability limits or collision coverage and discovered at claim time that saving that couple of dollars actually costed them tens of thousands. Your focus should be to purchase a proper amount of coverage at the best price, not the least amount of coverage.

You just read a lot of information how to compare 1996 Acura SLX insurance prices online. The key thing to remember is the more rate comparisons you have, the more likely it is that you will get a better rate. Consumers could even find that the most savings is with a company that doesn’t do a lot of advertising.

People switch companies for any number of reasons including denial of a claim, high prices, policy cancellation or an unsatisfactory settlement offer. Whatever your reason, finding a new insurance company can be easy and end up saving you some money.

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