View 1997 Mitsubishi Galant Car Insurance Cost

Consumers have lots of choices when looking for low-cost Mitsubishi Galant insurance. They can either waste time driving around trying to get quotes or save time using the internet to compare rates.

There is a better way to buy insurance coverage so you’re going to learn the absolute fastest way to price shop coverage on a Mitsubishi and locate the best price possible from local insurance agents and online providers.

How to Get Auto Insurance

There are a lot of ways to compare auto insurance quotes, but there is one way that is less time-consuming than others. You could spend your day talking about coverages with insurance companies in your area, or you could save time and use online quotes to get rate comparisons in just a few minutes.

Most major companies belong to a marketplace that allows shoppers to enter their policy data once, and each participating company can give them a price for coverage. This system prevents you from having to do quote requests for each company.

To submit your quote information now, click to open in new window.

The one disadvantage to using this type of form is buyers cannot specifically choose the companies you want pricing from. If you would rather choose from a list of companies for rate comparison, we put together a list of low cost auto insurance companies in your area. Click to view list.

It’s up to you which method you use, but make sure you use exactly the same information with every price quote. If your comparisons have higher or lower deductibles then you won’t be able to determine the best price for your Mitsubishi Galant.

Don’t assume everyone needs the same coverage

When it comes to choosing adequate coverage, there really is no perfect coverage plan. Every situation is different.

For instance, these questions could help you determine whether your personal situation might need an agent’s assistance.

  • Can my teen driver be rated on a liability-only vehicle?
  • How can I find cheaper teen driver insurance?
  • Do I need roadside assistance coverage?
  • Are my friends covered when driving my car?
  • What is the minimum liability in my state?
  • Can I rent a car in Mexico?
  • Am I getting all the discounts available?
  • Am I covered if my car is in a flood?
  • Is my nanny covered when driving my vehicle?
  • What if I total my 1997 Mitsubishi Galant and owe more than it’s worth?

If you don’t know the answers to these questions but a few of them apply, you might consider talking to a licensed insurance agent. If you want to speak to an agent in your area, take a second and complete this form. It is quick, free and you can get the answers you need.

Insurance coverage options for a 1997 Mitsubishi Galant

Knowing the specifics of a insurance policy can be of help when determining appropriate coverage and proper limits and deductibles. Insurance terms can be impossible to understand and reading a policy is terribly boring.

Coverage for collisions

Collision coverage covers damage to your Galant from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision insurance covers claims such as scraping a guard rail, hitting a parking meter, crashing into a ditch, damaging your car on a curb and driving through your garage door. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. You can also bump up the deductible to bring the cost down.

Comprehensive protection

Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims like hitting a bird, vandalism, hitting a deer and theft. The maximum payout your insurance company will pay is the ACV or actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Medical expense coverage

Coverage for medical payments and/or PIP pay for immediate expenses for things like hospital visits, nursing services, ambulance fees and pain medications. They are often used in conjunction with a health insurance plan or if you do not have health coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants in addition to getting struck while a pedestrian. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is very important. Most of the time your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.


This protects you from damage or injury you incur to other people or property in an accident. It protects YOU from claims by other people, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have liability limits of 25/50/25 which stand for a $25,000 limit per person for injuries, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property. Some companies may use one limit called combined single limit (CSL) that pays claims from the same limit rather than limiting it on a per person basis.

Liability coverage protects against claims like pain and suffering, funeral expenses and medical services. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.