2001 Buick Regal Insurance Quotes – 7 Ideas for Cheapest Rates

Want cheaper auto insurance rates for your Buick Regal? Trying to find cheaper insurance for your Buick Regal can normally be difficult, but you can use the following methods to save time. There is a better way to compare auto insurance rates and you need to know the proper way to quote coverages on a Buick and find the best price possible from local insurance agents and online providers.

Compare Quotes for Auto Insurance

All major auto insurance companies quote coverage prices directly from their websites. Getting online rates is pretty easy as you simply enter your required coverages as detailed in the form. Once entered, their system obtains your driving and credit reports and provides a quote based on many factors.

Online price quotes simplifies rate comparisons, but the time required to go to each company’s website and repetitively enter the same data into a form gets old quite quickly. But it’s very important to compare as many rates as possible if you are searching for a lower rate.

Compare rates the easy way

The smarter way to lower your rates uses one form to obtain quotes from more than one company. The form is fast, requires less work, and makes comparison shopping much more enjoyable and efficient. After your information is entered, it gets priced with multiple companies and you can pick any of the returned quotes. If a lower price is quoted, it’s easy to complete the application and buy the policy. The whole process can be completed in less than 10 minutes and you will find out if you’re overpaying now.

To save time and find out how much you’re overpaying now, click here and fill out the form. If you currently have coverage, we recommend you type in deductibles and limits as close as possible to your current policy. Using the same limits helps guarantee you are getting rate quotes based on similar coverages.

Do you qualify for a discount?

Companies offering auto insurance don’t always publicize every available discount in an easy-to-find place, so we researched some of the more common and also the lesser-known savings tricks you should be using. If they aren’t giving you every credit available, you’re paying more than you need to.

  • Seat Belt Usage – Requiring all passengers to use their safety belts could cut 10% or more off your PIP or medical payments premium.
  • Save with a New Car – Putting insurance coverage on a new car can save up to 30% due to better safety requirements for new cars.
  • Military Discounts – Having a family member in the military may qualify for rate reductions.
  • Bundle and Save – When you have multiple policies with the same insurance company you may save up to 20% off your total premium.
  • College Student – Kids in college who are attending college and don’t have a car may qualify for this discount.
  • No Charge for an Accident – Some insurance companies permit an accident before raising your premiums if you are claim-free prior to the accident.
  • Memberships – Participating in a civic or occupational organization may earn a discount on insurance for Regal insurance.

It’s important to understand that some credits don’t apply to your bottom line cost. A few only apply to the cost of specific coverages such as liability and collision coverage. So when the math indicates having all the discounts means you get insurance for free, it doesn’t quite work that way.

Insurance companies that may offer these discounts include:

It’s a good idea to ask each insurance company how you can save money. Savings may not be available in your area.

What coverages do I need?

When choosing coverage for your vehicles, there isn’t really a single plan that fits everyone. Your needs are not the same as everyone else’s.

These are some specific questions can aid in determining whether you would benefit from an agent’s advice.

  • If my pet gets injured in an accident are they covered?
  • Do I pay less for low miles?
  • If I drive on a suspended license am I covered?
  • Am I covered when using my vehicle for business?
  • Should I bundle my homeowners policy with my auto?
  • Are my friends covered when driving my car?
  • When can I cancel my policy?

If you don’t know the answers to these questions, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, simply complete this short form. It’s fast, free and may give you better protection.

Insurance myths debunked

Drivers get pounded daily by advertisements for the lowest price auto insurance from companies such as GEICO, State Farm and Progressive. They all seem to make an identical promise about savings if you change your policy.

How do they all say the same thing?

Different companies have a preferred profile for the type of customer they prefer to insure. A good example of a preferred risk might be profiled as between 25 and 40, a clean driving record, and drives newer vehicles. Any driver who matches those parameters will get the preferred rates and is almost guaranteed to save when they switch companies.

Consumers who do not match this ideal profile will be quoted higher prices which usually ends up with business going elsewhere. The ad wording is “people who switch” not “everyone that quotes” save money. That is how insurance companies can confidently state the savings. This emphasizes why you need to get a wide range of price quotes. It’s not possible to predict which company will fit your personal profile best.

Insurance coverage considerations

Having a good grasp of insurance aids in choosing appropriate coverage and the correct deductibles and limits. Policy terminology can be confusing and nobody wants to actually read their policy.

Liability auto insurance

This coverage can cover damage that occurs to a person or their property by causing an accident. Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You commonly see values of 50/100/50 which stand for $50,000 in coverage for each person’s injuries, a per accident bodily injury limit of $100,000, and $50,000 of coverage for damaged propery.

Liability can pay for things like pain and suffering, structural damage, medical services and legal defense fees. The amount of liability coverage you purchase is a decision to put some thought into, but consider buying as high a limit as you can afford.

Collision insurance

This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims such as backing into a parked car, sideswiping another vehicle and damaging your car on a curb. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Medical expense insurance

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for prosthetic devices, doctor visits and surgery. They can be used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. Coverage applies to not only the driver but also the vehicle occupants and will also cover getting struck while a pedestrian. PIP is not available in all states and may carry a deductible

Comprehensive (Other than Collision)

This covers damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims like rock chips in glass, hitting a deer, a tree branch falling on your vehicle and damage from a tornado or hurricane. The highest amount a insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Protection from uninsured/underinsured drivers

This provides protection from other drivers when they are uninsured or don’t have enough coverage. Covered losses include injuries to you and your family and damage to your Buick Regal.

Because many people carry very low liability coverage limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Power to the consumer

People change insurance companies for many reasons like being labeled a high risk driver, extreme rates for teen drivers, delays in paying claims or policy non-renewal. No matter why you want to switch, finding a new car insurance company can be pretty painless.

In this article, we covered many tips how you can shop for 2001 Buick Regal insurance online. The key thing to remember is the more quotes you get, the better your comparison will be. Consumers could even find that the lowest premiums are with a company that doesn’t do a lot of advertising.

Lower-priced insurance can be sourced online and also from your neighborhood agents, and you should compare price quotes from both to get a complete price analysis. Some insurance providers may not provide the ability to get a quote online and many times these small, regional companies only sell through independent insurance agents.

Additional detailed information can be found by following these links: