2008 Bentley Continental Flying Spur Car Insurance Quotes

Sick and tired of not being able to afford to insure your Bentley every month? You’re in the same situation as millions of other consumers.

Insurance companies such as State Farm, Allstate, GEICO and Progressive persitently shower you with ad campaigns and consumers find it hard to ignore the flying pigs and cute green geckos and take the time to shop coverage around.

Don’t pay full price with these discounts

Properly insuring your vehicles can get expensive, buy you may qualify for discounts that you may not even be aware of. Certain discounts will be triggered automatically when you purchase, but a few need to be requested specifically prior to getting the savings.

  • Life Insurance Discount – Larger companies have better rates if you take out auto and life insurance together.
  • Senior Discount – If you’re over the age of 55, you can possibly qualify for a discount up to 10% for Continental Flying Spur coverage.
  • Government Employees – Simply working for the federal government can earn a discount up to 10% for Continental Flying Spur coverage depending on your company.
  • Anti-theft Discount – Anti-theft and alarm systems are stolen less frequently and therefore earn up to a 10% discount.
  • Clubs and Organizations – Being a member of certain professional organizations could trigger savings on your policy for Continental Flying Spur coverage.
  • Safe Drivers – Insureds without accidents may receive a discount up to 45% less for Continental Flying Spur coverage than their less cautious counterparts.
  • Paperwork-free – A handful of insurance companies give back up to $50 simply for signing over the internet.
  • Save with a New Car – Adding a new car to your policy can cost up to 25% less because new vehicles have to meet stringent safety requirements.
  • No Accidents – Drivers with accident-free driving histories pay much less compared to bad drivers.

Consumers should know that most discount credits are not given to the overall cost of the policy. A few only apply to the price of certain insurance coverages like comp or med pay. So when the math indicates you would end up receiving a 100% discount, you’re out of luck. Any amount of discount will reduce the cost of coverage.

For a list of insurance companies with the best auto insurance discounts, click here.

The quickest method we recommend to compare car insurance company rates is to know most of the larger companies actually pay money for the chance to give you rate quotes. The one thing you need to do is provide information such as your job, an estimate of your credit level, how much coverage you want, and how much school you completed. That information is sent automatically to multiple top-rated companies and you will receive price estimates within a short period of time.

Why you might be paying too much to insure your Bentley Continental Flying Spur

Smart consumers have a good feel for the different types of things that play a part in calculating your auto insurance rates. Having a good understanding of what controls the rates you pay helps enable you to make changes that will entitle you to better auto insurance rates.

  • More people means more accidents – Choosing to live in a rural area can save you money when buying auto insurance. Lower population means reduced accidents and a lower car theft rate. Drivers in populated areas tend to have traffic congestion and longer commute times. Longer commute distances means higher likelihood of an accident.
  • Rate your vehicle for proper use – The more miles you rack up on your Bentley in a year the more you’ll pay to insure your vehicle. Almost all companies price each vehicle’s coverage based on how the vehicle is used. Cars and trucks not used for work or commuting receive lower rates as compared to vehicles used primarily for driving to work. Ask your agent if your auto insurance policy shows how each vehicle is driven, because improper ratings can cost you money. Incorrect usage on your Continental Flying Spur may be costing you.
  • Special features that cut premiums – Purchasing a vehicle with a theft deterrent system can save you a little every year. Theft prevention features like GM’s OnStar, tamper alarm systems and vehicle immobilizers all aid in stopping your car from being stolen.
  • Discounts for multiple policies – Some insurance companies give discounts to insureds who have multiple policies with them. It’s known as a multi-policy discount. Discounts can be 10 percent or more. If you currently are using one company, you may still want to compare other company rates to ensure the best deal. Drivers may still find better rates by buying auto insurance from a different company.
  • Low deductibles can be expensive – Physical damage deductibles represent how much money you are willing to pay before a claim is paid by your company. Physical damage coverage, termed comprehensive and collision coverage on your policy, is used to repair damage to your car. Examples of covered claims would be colliding with a building, collision with an animal, or theft. The more money you’re willing to pay, the less your company will charge you for insurance for Continental Flying Spur coverage.
  • Men fork out a little more – Statistics have proven that women are safer drivers than men. Now that doesn’t mean women are BETTER drivers than men. They both cause accidents in similar percentages, but the males tend to have more serious accidents. They also have more aggressive citations like DUI and reckless driving.
  • Teen drivers pay high rates – Teenage drivers are statistically proven to be more careless in a vehicle so auto insurance rates are higher. Mature drivers are viewed as being more responsible, tend to file fewer claims and tend to be better behind the wheel.

Your personal situation dictates your coverage

When choosing the best car insurance coverage for your personal vehicles, there really is no one size fits all plan. Everyone’s needs are different and your policy should reflect that. For example, these questions might point out if your situation might need an agent’s assistance.

  • Will I be non-renewed for getting a DUI or other conviction?
  • Can my teen drive my company car?
  • What are the financial responsibility laws in my state?
  • Should I carry comprehensive and collision coverage?
  • Is a fancy paint job covered?
  • Do I have coverage when pulling a U-Haul trailer?
  • Does car insurance cover theft of personal property?
  • What is the ISO rating for a 2008 Bentley Continental Flying Spur?

If it’s difficult to answer those questions, you might consider talking to an insurance agent. To find lower rates from a local agent, simply complete this short form or go to this page to view a list of companies.

Information about specific coverages

Understanding the coverages of insurance aids in choosing the best coverages at the best deductibles and correct limits. The terms used in a policy can be difficult to understand and nobody wants to actually read their policy. Below you’ll find the normal coverages found on the average insurance policy.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for things like surgery, X-ray expenses, rehabilitation expenses and pain medications. They are often used in conjunction with a health insurance program or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants and also covers getting struck while a pedestrian. PIP is not available in all states and gives slightly broader coverage than med pay

Collision insurance

This pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision coverage pays for claims like sustaining damage from a pot hole, damaging your car on a curb, colliding with a tree and rolling your car. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.

Liability coverage

This protects you from damage or injury you incur to other people or property in an accident. It protects you against other people’s claims, and doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show liability limits of 25/50/25 that translate to $25,000 in coverage for each person’s injuries, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property. Alternatively, you may have one limit called combined single limit (CSL) that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability insurance covers claims like funeral expenses, legal defense fees, medical expenses and pain and suffering. The amount of liability coverage you purchase is up to you, but you should buy as high a limit as you can afford.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” either have no liability insurance or not enough. Covered losses include injuries to you and your family and also any damage incurred to your Bentley Continental Flying Spur.

Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Usually these coverages do not exceed the liability coverage limits.

Comprehensive auto coverage

Comprehensive insurance coverage pays for damage that is not covered by collision coverage. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for things like hail damage, rock chips in glass, hitting a deer, falling objects and a tree branch falling on your vehicle. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Quote more, save more

Lower-priced 2008 Bentley Continental Flying Spur insurance is available both online in addition to many insurance agents, and you should be comparing both to have the best selection. Some insurance companies do not provide online price quotes and many times these regional insurance providers only sell through independent insurance agents.

We covered a lot of information how to reduce insurance prices online. The key thing to remember is the more price quotes you have, the higher the chance of saving money. Consumers may even find the best price on insurance is with some of the smallest insurance companies. Smaller companies may have significantly lower rates on certain market segments as compared to the big name companies such as Allstate, GEICO and Progressive.

Additional detailed information is available by following these links: