Save on 2010 Bentley Continental GT Insurance Quotes

Consumers have lots of choices when looking for the lowest priced Bentley Continental GT insurance. They can either spend hours contacting agents getting price quotes or save time using the internet to compare rates.

There is a better way to compare insurance coverage rates so you’re going to learn the quickest way to get price quotes on a Bentley and locate the lowest price from local insurance agents and online providers.

Best discounts on Bentley Continental GT coverage

Car insurance can cost a lot, but companies offer discounts to help offset the cost. Most are applied at the time you complete a quote, but some may not be applied and must be requested specifically before you will receive the discount. If you’re not getting every credit you qualify for, you are paying more than you should be.

  • Safe Drivers – Drivers who avoid accidents can get discounts for up to 45% lower rates on Continental GT coverage than drivers with accidents.
  • Use Seat Belts – Using a seat belt and requiring all passengers to wear their seat belts could save 15% off your PIP or medical payments premium.
  • Discount for Good Grades – Performing well in school can earn a discount of 20% or more. The discount lasts up to age 25.
  • Life Insurance Discount – Select insurance companies reward you with better rates if you take out auto and life insurance together.
  • College Student – Youth drivers who attend school more than 100 miles from home and don’t have a car may qualify for this discount.
  • Low Mileage – Driving fewer miles can earn discounted rates on garaged vehicles.
  • Payment Method – By paying your policy upfront instead of paying each month you can actually save on your bill.
  • Anti-theft System – Anti-theft and alarm systems can help prevent theft and qualify for as much as a 10% discount.

Consumers should know that some of the credits will not apply to the entire policy premium. The majority will only reduce individual premiums such as comp or med pay. So even though they make it sound like all those discounts means the company will pay you, it doesn’t quite work that way. Any qualifying discounts will help reduce your overall premium however.

A partial list of companies that may have these discounts include:

Before buying, ask all companies you are considering how you can save money. Savings might not be offered in every state.

Comprehensive Auto Insurance Comparison

There are a variety of methods to compare 2010 Bentley Continental GT auto insurance quotes, and some are less labor-intensive and much quicker. You can spend your afternoon driving to insurance agencies in your area, or you could use the web to accomplish the same thing much quicker.

Many insurance companies belong to an insurance system where insurance shoppers send in one quote, and each company returns a competitive quote based on that information. This system prevents you from having to do quotation requests to every company.

To fill out one form to compare multiple rates now click here to start a free quote.

The single downside to pricing coverage this way is you don’t know exactly the insurers you want to price. So if you prefer to pick individual companies for rate comparison, we have a listing of companies who write auto insurance in your area. Click here to view list.

Which method you use is up to you, but be sure to compare identical quote information for each comparison quote. If your comparisons have different values for each quote it will be impossible to determine the best price for your Bentley Continental GT.

Tailor your coverage to you

When buying adequate coverage for your vehicles, there really is no one size fits all plan. Everyone’s situation is a little different.

These are some specific questions could help you determine whether or not you will benefit from professional help.

  • Why am I be forced to buy a membership to get insurance from some companies?
  • Can I still get insurance after a DUI?
  • Am I better off with higher deductibles on my 2010 Bentley Continental GT?
  • Is upholstery damage covered by car insurance?
  • What is no-fault insurance?
  • Does my medical payments coverage pay my health insurance deductible?

If you don’t know the answers to these questions but you know they apply to you, you may need to chat with an agent. To find lower rates from a local agent, take a second and complete this form. It only takes a few minutes and can help protect your family.

Parts of your insurance policy

Learning about specific coverages of insurance can be of help when determining the right coverages for your vehicles. The terms used in a policy can be impossible to understand and even agents have difficulty translating policy wording.

Medical payments and PIP coverage

Med pay and PIP coverage reimburse you for immediate expenses for rehabilitation expenses, nursing services and X-ray expenses. The coverages can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Coverage applies to all vehicle occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage

Comprehensive auto coverage

Comprehensive insurance pays for damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims such as a tree branch falling on your vehicle, vandalism and damage from a tornado or hurricane. The maximum amount a insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Collision coverage protection

This coverage pays for damage to your Continental GT from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims like hitting a parking meter, driving through your garage door, scraping a guard rail and backing into a parked car. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible in order to get cheaper collision rates.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage provides protection when the “other guys” do not carry enough liability coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as damage to your Bentley Continental GT.

Because many people carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family. Usually these limits are set the same as your liablity limits.

Coverage for liability

Liability coverage provides protection from damages or injuries you inflict on other people or property in an accident. It protects you from legal claims by others. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see policy limits of 50/100/50 that means you have a limit of $50,000 per injured person, a limit of $100,000 in injury protection per accident, and a limit of $50,000 paid for damaged property. Alternatively, you may have a combined single limit or CSL which limits claims to one amount without having the split limit caps.

Liability can pay for things such as funeral expenses, emergency aid, repair costs for stationary objects, medical expenses and attorney fees. The amount of liability coverage you purchase is up to you, but buy as large an amount as possible.

Money doesn’t grow on trees

Discount 2010 Bentley Continental GT insurance can be purchased on the web and with local insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some auto insurance companies do not offer online price quotes and most of the time these regional insurance providers sell through independent agents.

Insureds switch companies for a variety of reasons including high rates after DUI convictions, poor customer service, policy cancellation or even questionable increases in premium. Regardless of your reason, switching auto insurance companies can be easier than you think.

As you go through the steps to switch your coverage, never skimp on critical coverages to save a buck or two. There are too many instances where an accident victim reduced full coverage and found out when filing a claim that their decision to reduce coverage ended up costing them more. Your aim should be to buy the best coverage you can find at the best price, not the least amount of coverage.

To read more, feel free to browse these articles: