How Much Does 2012 Bentley Continental GTC Car Insurance Cost?

Locating low-cost insurance for a new or used Bentley Continental GTC could be an all-consuming task, but you can use our auto insurance buying tips and make it easy.

There is a better way to find auto insurance online so you’re going to learn the quickest way to compare rates for your Bentley and locate the lowest price from local insurance agents and online providers.

Consumers need to check auto insurance prices periodically because insurance rates are variable and change quite frequently. Just because you found the lowest rates on Continental GTC coverage a year ago a different company probably has better rates today. So just forget anything you know (or think you know) about auto insurance because you’re going to learn the best methods to remove unneeded coverages and save money.

Locating the cheapest protection is quite easy. If you are insured now or are just looking to switch companies, you can use these techniques to find better prices while maximizing coverage. Drivers just need to learn the proper way to find the lowest price on the web.

Discounts are basically free money

Insuring your vehicles can cost a lot, but discounts can save money and there are some available to help bring down the price. Some trigger automatically when you complete an application, but lesser-known reductions have to be asked about before you get the savings. If they aren’t giving you every credit you deserve, you’re paying more than you need to.

  • Payment Method – By paying your policy upfront instead of making monthly payments you could save up to 5%.
  • Drivers Ed for Students – Have your child complete a driver education course if it’s offered in school.
  • Federal Employees – Simply working for the federal government may qualify you for a discount on Continental GTC coverage with a few auto insurance companies.
  • Save over 55 – If you’re over the age of 55, you can possibly qualify for reduced rates on Continental GTC coverage.
  • New Vehicle Savings – Putting insurance coverage on a new car can be considerably cheaper compared to insuring an older model.
  • College Student – Children who attend school more than 100 miles from home and don’t have a car can be insured at a reduced rate.
  • Driver Safety – Taking a driver safety course could save 5% or more depending on where you live.

It’s important to note that most of the big mark downs will not be given to your bottom line cost. Some only apply to individual premiums such as collision or personal injury protection. So when the math indicates it’s possible to get free car insurance, you’re out of luck. But all discounts will reduce the amount you have to pay.

For a list of insurers offering auto insurance discounts, click here to view.

How to Lower Your Insurance Cost

Finding a lower price on 2012 Bentley Continental GTC insurance is actually quite simple. All you need to do is spend a little time to compare quotes online with multiple companies. This is very easy and can be done in just a few minutes using one of these methods.

  1. The easiest and least time consuming way to find the lowest comparison rates would be an industry-wide quote request form click here to open form in new window. This method keeps you from doing separate quotes to each individual insurance company. Filling out one form will get you rate comparisons instantly. It’s the fastest way to compare.
  2. Another way to get quotes online consists of visiting the website for each individual company and fill out their own quote form. For example, let’s assume you want to compare USAA, Safeco and Progressive. To get rate quotes you would need to take the time to go to each site to enter your coverage information, which is why the first method is quicker. For a list of links to companies insuring cars in your area, click here.
  3. The least efficient way of getting rate comparisons is driving around to different agent offices. The ability to buy insurance online can eliminate the need for a local agent unless you require the trained guidance that only a license agent can provide. However, consumers can get the lowest quotes online but buy from a local insurance agent. We’ll cover that shortly.

Whichever way you use, make sure you use the exact same quote information with every price quote. If you use mixed coverages it will be impossible to determine the best price for your Bentley Continental GTC.

Which insurance is the “right” coverage?

When it comes to choosing proper insurance coverage, there really is not a cookie cutter policy. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that might help in determining if your situation would benefit from an agent’s advice.

  • Is upholstery damage covered by car insurance?
  • How can I get high-risk coverage after a DUI?
  • Is my custom paint covered by insurance?
  • Do I need PIP coverage since I have good health insurance?
  • Do I need rental car coverage?
  • Should I waive the damage coverage when renting a car?
  • How do I insure my teen driver?
  • Am I covered if I break a side mirror?
  • Will my insurance pay for OEM parts?
  • Is other people’s property covered if stolen from my vehicle?

If you don’t know the answers to these questions but you think they might apply to your situation, then you may want to think about talking to an agent. If you don’t have a local agent, fill out this quick form. It’s fast, doesn’t cost anything and can help protect your family.

Specific coverage details

Learning about specific coverages of your auto insurance policy can help you determine the right coverages at the best deductibles and correct limits. The coverage terms in a policy can be impossible to understand and reading a policy is terribly boring.

Auto collision coverage

Collision insurance pays for damage to your Continental GTC resulting from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims such as backing into a parked car, crashing into a ditch, rolling your car and driving through your garage door. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to increase the deductible in order to get cheaper collision rates.

Coverage for medical payments

Med pay and PIP coverage reimburse you for expenses for ambulance fees, hospital visits, pain medications and funeral costs. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Coverage applies to both the driver and occupants as well as if you are hit as a while walking down the street. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay

Uninsured and underinsured coverage

Your UM/UIM coverage gives you protection from other drivers when they either have no liability insurance or not enough. It can pay for medical payments for you and your occupants and also any damage incurred to your Bentley Continental GTC.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked. Most of the time these coverages do not exceed the liability coverage limits.


Liability insurance will cover damages or injuries you inflict on other people or property. This insurance protects YOU against claims from other people, and doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have limits of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000. Another option is one number which is a combined single limit which limits claims to one amount with no separate limits for injury or property damage.

Liability insurance covers things such as repair costs for stationary objects, loss of income, funeral expenses and medical services. How much coverage you buy is up to you, but it’s cheap coverage so purchase as high a limit as you can afford.

Comprehensive coverages

This will pay to fix damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive can pay for claims such as theft, a broken windshield, falling objects, rock chips in glass and damage from getting keyed. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Cheaper insurance is a realistic goal

People change insurance companies for any number of reasons including poor customer service, lack of trust in their agent, delays in responding to claim requests or even denial of a claim. Whatever your reason, choosing a new company can be easier than you think.

When shopping online for insurance, don’t be tempted to skimp on coverage in order to save money. There have been many cases where an accident victim reduced comprehensive coverage or liability limits and learned later they didn’t purchase enough coverage. Your aim should be to get the best coverage possible at a price you can afford while still protecting your assets.

In this article, we presented some good ideas how you can save on 2012 Bentley Continental GTC insurance. It’s most important to understand that the more rate comparisons you have, the more likely it is that you will get a better rate. Consumers may even find the lowest rates come from a small local company.

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