Finding low-cost insurance for a Mercedes-Benz SLS AMG GT could be a lot of work, but you can learn these tips to make it easier. There are both good and bad ways to compare auto insurance rates and we’ll show you the quickest way to compare rates for a Mercedes-Benz and obtain the lowest possible price either online or from local insurance agents.
Performing a rate comparison can take time and effort if you don’t understand the most efficient way to do it. You can waste a lot of time discussing policy coverages with insurance companies in your area, or you could save time and use the internet to maximize your effort.
Many insurance companies participate in an industry program where prospective buyers enter their coverage request one time, and each company provides a quote for coverage. This saves time by eliminating quotation requests for each company.
To use this form to compare 2013 Mercedes-Benz SLS AMG GT insurance rates click here (opens in new window).
The one downside to getting quotes like this is you cannot specify the insurers you want to price. So if you prefer to pick from a list of companies to compare, we have a page of companies who write insurance in your area. View list of insurance companies.
It’s up to you which method you use, but compare exactly the same coverage information for every company. If you are comparing different liability limits it’s not possible to make a fair comparison for your Mercedes-Benz SLS AMG GT.
Companies do not list every discount in a way that’s easy to find, so we took the time to find some of the more common and the more hidden ways to save on insurance. If you aren’t receiving every discount possible, you’re paying more than you need to.
Consumers should know that most discounts do not apply to the entire cost. Most only reduce individual premiums such as comprehensive or collision. So even though it sounds like you would end up receiving a 100% discount, you’re out of luck.
Car insurance companies that may offer these benefits are:
Check with each company which discounts you may be entitled to. Savings might not apply in every state.
When it comes to choosing proper insurance coverage, there isn’t really a “perfect” insurance plan. Everyone’s situation is unique.
For instance, these questions might point out if your situation will benefit from professional help.
If it’s difficult to answer those questions, you might consider talking to an agent. If you don’t have a local agent, complete this form. It’s fast, free and you can get the answers you need.
Knowing the specifics of your policy can be of help when determining the right coverages and proper limits and deductibles. The terms used in a policy can be impossible to understand and reading a policy is terribly boring.
Med pay and Personal Injury Protection (PIP)
Medical payments and Personal Injury Protection insurance pay for immediate expenses for pain medications, EMT expenses, funeral costs and hospital visits. They are often utilized in addition to your health insurance policy or if you do not have health coverage. Coverage applies to both the driver and occupants as well as any family member struck as a pedestrian. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay
This coverage can cover damage that occurs to other people or property by causing an accident. This insurance protects YOU against claims from other people. It does not cover damage to your own property or vehicle.
Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 25/50/25 that means you have $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and $25,000 of coverage for damaged propery.
Liability coverage pays for things like repair costs for stationary objects, funeral expenses and bail bonds. How much coverage you buy is a decision to put some thought into, but it’s cheap coverage so purchase as much as you can afford.
Uninsured/Underinsured Motorist (UM/UIM)
Your UM/UIM coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.
Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked.
This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.
Comprehensive coverage pays for things such as falling objects, damage from flooding, fire damage and damage from getting keyed. The highest amount your insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.
This pays for damage to your SLS AMG GT caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company.
Collision coverage protects against claims like crashing into a building, hitting a mailbox, hitting a parking meter, backing into a parked car and colliding with a tree. Paying for collision coverage can be pricey, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to raise the deductible to bring the cost down.