Cheap 2014 Chevrolet Corvette Stingray Insurance Quotes

Did you fall for a flashy sales pitch and buy an overpriced car insurance policy? Believe me when I say you are not the only one feeling buyer’s remorse. Many auto insurance companies compete to insure your vehicles, and it can be difficult to compare rates to find the best rate

You should make it a habit to compare rates once or twice a year because insurance rates are rarely the same from one policy term to another. Just because you found the best rates on Corvette Stingray insurance on your last policy you may be paying too much now. Forget anything you know (or think you know) about car insurance because we’re going to demonstrate how to use the internet to save money, get proper deductibles and limits, all at the lowest rate.

If you have a current insurance coverage policy or are looking for a new policy, you can follow these tips to cut your premiums and still get good coverage. Choosing the best insurance company for you is not that difficult. Vehicle owners only need to know the best way to compare company rates over the internet.

Comprehensive Auto Insurance Comparison

Getting a lower price on 2014 Chevy Corvette Stingray insurance can be relatively painless. All you need to do is take a few minutes to get quotes from different insurance companies. This can be done in a couple of different ways.

  • The recommended way consumers can make multiple comparisons would be an industry-wide quote request form (click to open form in new window). This type of form saves time by eliminating repetitive form submissions for every auto insurance company. In just a few minutes this one form gets you price quotes direct from many companies.
  • A less efficient way to shop for auto insurance online consists of visiting each company website to complete their respective quote request forms. For examples sake, we’ll assume you want to compare GEICO, Safeco and GMAC. To get each rate you have to go to every website to input your insurance information, which is why most consumers use the first method. To view a list of companies in your area, click here.

However you get your quotes, compare the exact same quote information on every quote you get. If each company quotes different values for each quote you can’t possibly decipher which rate is best.

You may need specialized coverage

When buying coverage, there really is not a one size fits all plan. Everyone’s needs are different so your insurance needs to address that. Here are some questions about coverages that might point out if your situation would benefit from an agent’s advice.

  • Do I need motorclub coverage?
  • Am I covered if hit by an uninsured driver?
  • Do I need replacement cost coverage?
  • Which companies will insure high-risk drivers?
  • When can my company non-renew my policy?
  • Am I covered if I hit a deer?

If you don’t know the answers to these questions then you might want to talk to a licensed agent. If you want to speak to an agent in your area, simply complete this short form or you can also visit this page to select a carrier It only takes a few minutes and you can get the answers you need.

Car insurance policy specifics

Having a good grasp of your car insurance policy helps when choosing which coverages you need and the correct deductibles and limits. Policy terminology can be impossible to understand and reading a policy is terribly boring. These are typical coverage types available from car insurance companies.

Medical expense insurance

Coverage for medical payments and/or PIP pay for bills for things like ambulance fees, prosthetic devices, chiropractic care, rehabilitation expenses and dental work. They are often used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover all vehicle occupants in addition to getting struck while a pedestrian. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay

Liability car insurance

This provides protection from injuries or damage you cause to people or other property that is your fault. This insurance protects YOU against other people’s claims, and does not provide coverage for your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see liability limits of 25/50/25 which stand for a $25,000 limit per person for injuries, a limit of $50,000 in injury protection per accident, and a total limit of $25,000 for damage to vehicles and property. Another option is a combined single limit or CSL which combines the three limits into one amount and claims can be made without the split limit restrictions.

Liability can pay for claims such as court costs, medical services, medical expenses and repair bills for other people’s vehicles. How much coverage you buy is your choice, but consider buying higher limits if possible.

Protection from uninsured/underinsured drivers

This protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is a good idea. Frequently your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

Comprehensive (Other than Collision)

This coverage pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive coverage protects against claims like a tree branch falling on your vehicle, damage from flooding, theft and fire damage. The most you’ll receive from a claim is the market value of your vehicle, so if the vehicle’s value is low consider dropping full coverage.

Collision coverage protection

Collision coverage covers damage to your Corvette Stingray from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers things like backing into a parked car, damaging your car on a curb, sustaining damage from a pot hole and colliding with another moving vehicle. Collision is rather expensive coverage, so consider dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.