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Audi 100 Insurance Rates

Shopping for car insurance from online rate quotes can be fast and easy, in addition you may find lower rates. The most important part is getting rates from all providers in order to have the cheapest rate quotes.

If shopping for car insurance online is new to you, you may be confused by the hoards of online companies selling insurance. The are a couple different ways to compare rate quotes from different insurance companies. The recommended way to compare Audi 100 insurance cost consists of shopping online. This is very easy and can be done by comparing rates here.

Criteria which help determine car insurance premiums

Insurance premiums paid to insure a Audi 100 can be significantly different depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • Your job
  • The level of coverage
  • Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new Audi models so the costs to repair may result in lower rates. Conversely, new Audi models have more advanced features such as adaptive cruise control, anti-lock brakes, and active head restraints that may help lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability insurance - This coverage provides protection from injuries or damage you cause to a person or their property by causing an accident. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision coverage - Collision coverage pays to fix your vehicle from damage from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive protection - This pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay. The highest amount a car insurance company will pay at claim time is the ACV or actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - This coverage protects you and your vehicle's occupants from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical expense coverage - Medical payments and Personal Injury Protection insurance pay for bills like ambulance fees, surgery, and doctor visits. They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay.

How Much are Audi 100 Insurance Rates?