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Audi 200 Insurance Rates

Comparing car insurance by getting online quotes is easy, plus you may find lower rates. The key is to take the time to get rates from all companies so you can get the cheapest rate quotes.

Beginners to buying insurance may think purchasing low-cost Audi 200 insurance is nearly impossible. The are a couple different ways of comparing rates from different insurance companies. The recommended way to find competitive Audi 200 insurance cost involves getting comparison quotes online. This can be done by completing this short form.

Rates are determined by the following

Insurance premiums on a Audi 200 can vary widely based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating
  • Male rates may be higher
  • Low deductibles cost more
  • Crash test rating for your 200
  • Your job
  • The level of coverage
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new Audi models so the cost to replace them will push premiums down. Conversely, newer vehicles have more advanced features such as anti-lock brakes, adaptive headlights, and adaptive cruise control which can give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability - Liability insurance can cover damage or injury you incur to people or other property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage - This coverage covers damage to your Audi resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Audi 200 can be pricey, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive or Other Than Collision - This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Medical costs insurance - Coverage for medical payments and/or PIP provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance policy or if you do not have health coverage. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Audi 200 Insurance Rates?