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Audi A5 Insurance Rates

There are many options when trying to insure your Audi vehicle. You can buy from an agent or get quotes online to compare pricing from insurance providers. Buying auto insurance by comparing rates online saves time, is easy to do and there is a good chance you can save money.

Shopping online for auto insurance can be a challenge if you are a beginner to online quotes. But don't let that discourage you because it's actually quite easy. Finding a lower price on Audi A5 insurance can be quick and easy. You just have to take a little time getting comparison quotes online from several insurance companies. This can be accomplished by visiting this page.

Car insurance premiums for a Audi A5 can vary widely and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Any accidents you may have
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor that helps determine Audi A5 insurance rates is the year of the vehicle. A newer vehicle cost more than older models so the costs to repair can inflate annual premiums. Conversely, newer models may have safety features such as dual-stage airbags, a rollover prevention system, and lane departure warning system which can provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your A5 below.

Auto liability insurance

This protects you from damage that occurs to other people or property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy higher limits if possible.

Collision coverage

Collision insurance pays for damage to your Audi caused by collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Audi A5 collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive insurance

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection from other drivers when they do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used to fill the gap from your health insurance policy or if you do not have health coverage. PIP coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Audi A5 Insurance Rates?