Vehicles > Audi > Q5

Audi Q5 Insurance Rates

Drivers have lots of options when attempting to insure your Audi vehicle. You can get prices from a local agent or get quotes online to compare rates from insurance providers. Buying auto insurance by comparing rates online saves time, is easy to do, plus you might just save a little.

Shopping online for auto insurance can be difficult if you are a beginner to quoting online. But don't be discouraged because comparing prices is actually very simple. Getting cheaper insurance rates can be quick and easy. The only requirement is to invest a few minutes to get quotes online from several insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by these things

Auto insurance rates on a Audi Q5 can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • Having current coverage saves
  • Home ownership saves money

A final factor that helps determine Audi Q5 insurance rates is the model year. Newer models cost more in comparison to later models so the costs to repair may end up costing you more. On the flip side, new Audi models may have a trim level with safety features like a backup camera, dual-stage airbags, and an advanced theft deterrent system that may help lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Q5 from the list below.

Auto liability insurance

This provides protection from damage or injury you incur to people or other property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying as large an amount as possible.

Auto collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Audi Q5 can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible to get cheaper Audi Q5 insurance rates.

Comprehensive insurance

This coverage pays for damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Audi Q5 comprehensive insurance. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Audi Q5 Insurance Rates?