Vehicles > Buick > Century

Buick Century Insurance Quotes

Shopping for auto insurance by quoting online can be fast and easy and at the same time you will probably save money. The most important part is getting rates from all companies so you can compare every possible rate.

If shopping for auto insurance online is new to you, it's easy to be confused by the hoards of companies competing for your business. Reducing your Century insurance cost is a fairly straight forward process. All that's required is to spend a few minutes on the computer comparing rates provided by online insurance companies. This is very easy and can be done by visiting this page.

Which factors influence car insurance premiums?

Insurance rates on a Buick Century can be significantly different depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Where you reside can make a big difference
  • The number of annual miles
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Your vehicle's safety rating
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Buick is the year of manufacture. A newer vehicle have a higher replacement value so the cost to replace them may end up costing you more. Conversely, new Buick models may have options such as dual-stage airbags, sideview assist mirrors, and active head restraints that may help provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverages

This coverage provides protection from damages or injuries you inflict on people or other property by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverage protection

Collision coverage pays to fix your vehicle from damage resulting from a collision with an object or car. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Century can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to bring the cost down.

Comprehensive coverages

This coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

This gives you protection from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is not universally available but can be used in place of medical payments coverage.

How Much are Buick Century Insurance Rates?