Finding cheaper auto insurance through online providers is easy and at the same time you can save money. The key is to get rates from as many companies as possible so you can compare the lowest priced insurance.

Consumers who are new to the process of comparison shopping may think finding cut-rate 1997 insurance is hard and time consuming. Getting better is surprisingly easy. Just take time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by visiting this page.

What factors impact ?

Car insurance premiums for your 1997 can fluctuate considerably based upon several criteria. Taken into consideration are:

• Your driving record
• Credit rating impacts rates
• Men typically pay more than women
• Higher deductibles save money
• Your vehicle's safety rating
• Your claim history
• Having continuous coverage saves you money
• Whether you rent or own your home

An additional factor which can affect is the year of the vehicle. A newer vehicle have a higher actual cash value than older models so repair costs are higher which may result in higher rates. Although more recent vehicles may have safety features included like all-wheel drive, a telematics system, and autonomous braking which may provide discounts that lower premiums.

Liability auto insurance - Liability insurance will cover damages or injuries you inflict on other's property or people that is your fault. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision coverage - This will pay to fix damage to your resulting from colliding with an object or car. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. Another option is to raise the deductible in order to get cheaper .

Comprehensive (Other than Collision) - Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This gives you protection from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be utilized in addition to your health insurance program or if you are not covered by health insurance. PIP is only offered in select states but can be used in place of medical payments coverage.