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Chevrolet Cruze Insurance Quotes

Comparing auto insurance through online companies is simple to do, plus you may find lower rates. The critical component is to get rates from all providers in order to accurately compare every company's rates.

Using the web to shop for auto insurance direct can be difficult if you have never used online quoting. But relax because we're going to show you how. Getting lower Cruze insurance cost is not a difficult process. The only thing you need to do is invest a little time to compare quotes online with multiple companies. This can be done by getting a quick quote here.

Rates are determined by...

Insurance premiums paid to insure a Chevrolet Cruze can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Your location impacts rates
  • Annual mileage can affect rates
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your Cruze
  • Whether or not you have claims
  • No coverage lapses saves money
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Chevrolet models so the payout to repair may result in higher rates. Conversely, more recent Chevrolet vehicles have more advanced features such as adaptive cruise control, autonomous braking, and lane departure warning system which may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability

Cruze liability coverage will cover damage or injury you incur to a person or their property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Coverage for collisions

This coverage will pay to fix damage to your Chevrolet from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

This covers damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The most your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance program or if you do not have health coverage. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Chevrolet Cruze Insurance Rates?