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Dodge Avenger Insurance Rates

Buying auto insurance by getting online quotes is simple to do, plus you will probably save money. The critical component is to compare as many rate quotes as possible so you can compare the best prices.

Shopping online for auto insurance can be difficult if you have never used online rate quotes. But don't let that discourage you because there is an easy way to compare rates. Finding a better price on auto insurance can be relatively painless. Consumers just need to spend a few minutes comparing rates online with multiple companies. This can be accomplished by visiting this page.

Rates are impacted by the following

Insurance rates for a Dodge Avenger will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Male rates may be higher
  • Higher deductibles save money
  • Crash test rating for your Avenger
  • No claims lowers premiums
  • No coverage lapses saves money
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Dodge is the year of manufacture. A newer vehicle cost more so the payout to repair will push premiums up. Conversely, newer vehicles may have options such as pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification so those may provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability - Avenger liability coverage can cover damage or injury you incur to other people or property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as much as you can afford.

Collision coverages - Collision insurance covers damage to your Dodge caused by collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Avenger collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to bring the cost down.

Comprehensive or Other Than Collision - Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Medical costs insurance - Coverage for medical payments and/or PIP reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance plan or if you do not have health coverage. Personal injury protection coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Dodge Avenger Insurance Rates?