There are many options when trying to insure your vehicle. You can get prices from an agent or go online to compare rates from insurance providers. Comparing auto insurance by comparing rates online can be fast and easy and there is a good chance you can save money.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of auto insurance companies offering insurance. Finding a lower price on 1998 insurance can be quick and easy. You just have to take a little time getting comparison quotes provided by online insurance companies. This can be done by comparing rates here.

Car insurance premiums for a 1998 can be significantly different depending on several factors. Some of these factors include:

• Higher performance 1998 vehicles cost more
• How many accidents you have had
• Home and auto can earn discounts
• Use of your vehicle
• Extra coverages like towing and rental
• Your claim history
• Having current coverage saves
• Whether you own your home

An additional factor that can impact is the year of the vehicle. Newer models have a higher value than older models so the cost to replace them may end up costing you more. On the flip side, newer vehicles may have safety features like dual-stage airbags, a rollover prevention system, and lane departure warning system that may help lower rates.

Auto liability insurance

This coverage can cover damage that occurs to other people or property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision coverage

This coverage covers damage to your caused by collision with another car or object. You first must pay a deductible then your collision coverage will kick in. 1998 collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. You can also raise the deductible to get cheaper .

Comprehensive insurance

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists either are underinsured or have no liability coverage at all. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.