Vehicles > Dodge > Colt

Dodge Colt Insurance Quotes

Buying auto insurance by getting online quotes can be fast and easy, plus you will probably save money. The most important part is getting as many rate quotes as possible so you can get every possible rate.

If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of auto insurance companies competing for your business. Reducing your Colt insurance cost can be relatively painless. All that's required is to spend a few minutes on the computer comparing rates provided by online insurance companies. This can be accomplished by completing this short form.

Rates are impacted by the following

Insurance rates for a Dodge Colt can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Where you live
  • How many miles you drive
  • Male rates may be higher
  • Low deductibles cost more
  • Crash test rating for your Colt
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Dodge is the year of manufacture. New vehicles cost more so the cost to replace them may end up costing you more. But newer vehicles may have options including blind-spot warning system, dual-stage airbags, and automatic crash notification that may help give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability

This coverage can cover damage or injury you incur to other people or property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverage protection

Collision insurance covers damage to your Dodge caused by collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Colt collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive or Other Than Collision

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical costs insurance

Coverage for medical payments and/or PIP pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Colt Insurance Rates?