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Dodge Daytona Insurance Rates

Shopping for auto insurance by quoting online is easy and there is a good chance you will probably save money. The key is to get rates from all companies so you can get all your choices.

Consumers not familiar with shopping for insurance may think finding low-cost Daytona insurance is hard. Getting cheaper insurance rates is a fairly straight forward process. The only requirement is to invest a few minutes comparing rates from different insurance companies. This is very easy and can be done by completing this short form.

Insurance rates on a Dodge Daytona can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • Where you reside can make a big difference
  • The number of annual miles
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Daytona
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Whether you own your home

One last important factor that will help determine the rate you pay on your Dodge is the year of manufacture. New vehicles have a higher replacement value so repair costs are higher which may result in higher rates. Although new Dodge models may have options included like adaptive headlights, anti-lock brakes, traction control, and a telematics system which may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverages

Liability insurance provides protection from damage that occurs to people or other property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as high a limit as you can afford.

Auto collision coverage

Collision coverage pays to fix your vehicle from damage resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage for your Daytona can be pricey, so consider dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Daytona insurance rates.

Comprehensive coverages

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is important protection for you and your family.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance program or if you are not covered by health insurance. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Daytona Insurance Rates?