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Dodge Durango Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Dodge vehicle. You can either buy through a local agent or price shop online to compare rates from many different car insurance companies. Finding cheaper car insurance through online rate quotes is simple to do, plus you might just save a little.

Finding the best direct price on car insurance can be difficult if you have never used online quoting. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare quotes from different insurance companies. The best way to compare Durango insurance cost is to perform an online rate comparison. This can be done by comparing rates here.

Premiums are calculated by these factors

Auto insurance rates for a Dodge Durango can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Your age
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor which can affect Durango insurance quotes is the model year. Models that are a few years old have a lower value in comparison to older models so repair costs tend to be lower which can decrease annual premiums. Conversely, newer models may have a trim level with safety features such as tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes which may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Durango from the list below.

Auto liability

Durango liability coverage protects you from damage or injury you incur to other people or property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Collision coverage protection

This pays for damage to your Dodge caused by collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Durango collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive auto coverage

Comprehensive insurance pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Dodge Durango comprehensive insurance. The most your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage

Med pay and PIP coverage reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance program or if you do not have health coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Dodge Durango Insurance Rates?