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Dodge Grand Caravan Insurance Rates

Comparing car insurance by comparing rates online is easy, plus you can save money. The key is to compare as many rate quotes as possible so you can compare every option.

Beginners to buying insurance may think buying cheap Grand Caravan insurance is going to be difficult. There are several ways to compare rate quotes from local car insurance companies. The quickest method to find the lowest Grand Caravan insurance quotes involves getting comparison quotes online. This can be done by visiting this page.

Rates are determined by these things

Car insurance premiums for a Dodge Grand Caravan will vary greatly based upon several criteria. Including but not limited to:

  • Your driving record
  • Your credit history
  • Your location impacts rates
  • How many miles you drive
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Crash test rating for your Grand Caravan
  • Your occupation
  • Your coverage level
  • Home ownership saves money

An additional factor that can impact Grand Caravan insurance rates is the year of the vehicle. Used vehicles have a lower value than newer models so repair costs tend to be lower which will push premiums down. On the flip side, new Dodge models may have safety features like dual-stage airbags, a rollover prevention system, and lane departure warning system so those may provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability insurance

Liability insurance provides protection from damage or injury you incur to other people or property. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage

This coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Grand Caravan collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Another option is to raise the deductible to get cheaper Grand Caravan insurance rates.

Comprehensive insurance

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount your car insurance company will pay is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage gives you protection when other motorists either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP is not universally available but can be used in place of medical payments coverage.

How Much are Dodge Grand Caravan Insurance Rates?