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Dodge Nitro Insurance Quotes

There are many options when looking for the best insurance on your Dodge vehicle. You can buy from your neighborhood insurance agent or price shop online to check prices from many different companies. Buying auto insurance from online companies is simple to do and there is a good chance you will probably save money.

Shopping online for auto insurance can be a challenge if you have never used online quotes. But don't be discouraged because there is an easy way to compare rates. Reducing your Nitro insurance cost is actually quite simple. All that's required is to spend a few minutes on the computer comparing rates online with multiple companies. This can be accomplished by completing this short form.

Insurance rates on a Dodge Nitro can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Dodge is the year of manufacture. New vehicles cost more so the payout to repair can inflate annual premiums. But new Dodge models may have options including forward-collision avoidance, automatic crash notification, and tire pressure monitors which can give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Nitro below.

Liability coverage

Nitro liability coverage provides protection from damage that occurs to people or other property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Nitro can be pricey, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive coverage

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Nitro Insurance Rates?