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Dodge Omni Insurance Rates

Buying car insurance by comparing rates online can be fast and easy, plus you will probably save money. The most important part is getting rates from all providers in order to have the lowest prices.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes and find the best price. The easiest way to compare Omni insurance cost is to get quotes online. This can be done by comparing rates here.

Rates are impacted by these factors

Insurance rates paid to insure a Dodge Omni can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your Omni
  • Your profession
  • Insurance coverage level
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Dodge is the year of manufacture. Older models have a lower value so the costs to repair may result in lower rates. Although newer models may have options included like automatic crash notification, sideview assist mirrors, blind-spot warning system, and all-wheel drive that may help lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability insurance - This coverage protects you from damage or injury you incur to a person or their property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision - Collision insurance pays for damage to your Dodge from colliding with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper Omni insurance rates.

Comprehensive insurance - This pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount your car insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Dodge Omni Insurance Rates?