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Dodge RAM 350 Insurance Rates

Buying car insurance from online rate quotes is easy and there is a good chance you will probably save money. The key is getting rates from as many companies as possible so you can get the cheapest rate quotes.

People who are new to shopping for insurance may think shopping for cut-rate Dodge RAM 350 insurance is more work than they want to put in. To find the best car insurance prices, there are several ways of comparing rates from local car insurance companies. The recommended way to find competitive Dodge RAM 350 insurance cost is to get quotes online. This can be accomplished by completing this short form.

Insurance rates for your Dodge RAM 350 can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your RAM 350
  • Your profession
  • Your coverage level
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Dodge is the year of manufacture. Older models cost less so the payout to repair will push premiums down. On the flip side, newer vehicles may have options like adaptive cruise control, anti-lock brakes, and active head restraints that may help give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance - Liability insurance can cover damage that occurs to other's property or people in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as large an amount as possible.

Collision coverage - Collision insurance covers damage to your Dodge resulting from colliding with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Dodge RAM 350 insurance rates.

Comprehensive protection - Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical expense coverage - Coverage for medical payments and/or PIP provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge RAM 350 Insurance Rates?