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Dodge SRT Viper Insurance Rates

Finding cheaper auto insurance by getting online quotes can be fast and easy, in addition you will probably save money. The most important part is getting as many rate quotes as possible so you can get the best prices.

If you are a novice to online auto insurance shopping, you may be confused by the hoards of auto insurance companies competing for your business. Finding a better price on auto insurance can be relatively painless. Consumers just need to spend a few minutes comparing rates provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

Criteria which help determine SRT Viper insurance quotes

Insurance rates for a Dodge SRT Viper can be significantly different depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • No claims lowers premiums
  • No coverage lapses saves money
  • Owning a home can lower rates

One last important factor which can affect the rate you pay on your Dodge is the year of manufacture. New vehicles have a higher actual cash value so the cost to replace them may end up costing you more. Conversely, newer models may have options such as pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification that may help give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability - This coverage protects you from injuries or damage you cause to other people or property that is your fault. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverages - This pays for damage to your Dodge caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. SRT Viper collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive or Other Than Collision - Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount a auto insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured and underinsured coverage - This coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Medical costs insurance - Med pay and PIP coverage pay for bills for things like ambulance fees, surgery, and doctor visits. They are used to fill the gap from your health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge SRT Viper Insurance Rates?