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FIAT 500L Insurance Rates

You have lots of choices when buying insurance for your FIAT vehicle. You can either contact a local agent or go online to compare rates from insurance providers. Finding cheaper car insurance by comparing rates online can be fast and easy and at the same time you might just save a little.

If you are a novice to online car insurance shopping, it's easy to be confused by the hoards of companies vying for your business. When shopping for car insurance there are multiple ways to get quotes from local car insurance companies. The recommended way to compare FIAT 500L insurance cost is to perform an online rate comparison. It is quite easy and can be accomplished by comparing rates here.

Which factors influence car insurance premiums?

Auto insurance rates on a FIAT 500L can be significantly different depending on several factors. Taken into consideration are:

  • Higher performance 500L vehicles cost more
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • What you do for a living
  • Your coverage level
  • Whether you rent or own your home

A final factor which can affect FIAT 500L insurance rates is the model year. Models that are a few years old have a reduced actual cash value in comparison to older models so the cost to replace them may result in lower rates. On the flip side, more recent FIAT vehicles may have a trim level with safety features like a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection that may help lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your 500L from available model years below.

Auto liability insurance - This coverage will cover damages or injuries you inflict on people or other property that is your fault. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision coverage - This will pay to fix damage to your FIAT resulting from a collision with an object or car. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your FIAT 500L can be pricey, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to get cheaper FIAT 500L insurance rates.

Comprehensive insurance - This coverage pays for damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your FIAT 500L comprehensive insurance. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP) - Personal Injury Protection (PIP) and medical payments coverage pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are FIAT 500L Insurance Rates?