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Ford Contour SVT Insurance Cost

You have many choices when finding cheaper insurance coverage on your Ford vehicle. You can either contact your neighborhood insurance agent or go online to compare insurance costs of insurance providers. Finding cheaper auto insurance by comparing rates online can be fast and easy, in addition you will probably save money.

If you are a novice to online auto insurance shopping, you may be confused by the hoards of companies competing for your business. Finding cheaper coverage prices can be quick and easy. All you need to do is take the time comparing rates provided by online insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Criteria which help determine Ford insurance rates

Insurance rates on a Ford Contour SVT can fluctuate considerably depending on several factors. A few of these criteria are:

  • Higher performance Contour SVT vehicles cost more
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Optional coverages like vehicle replacement
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

One last important factor which can affect the rate you pay on your Ford is the year of manufacture. Models that are new have a higher actual cash value so the cost to replace them may result in higher rates. But newer models may have options including adaptive cruise control, lane departure warning system, and pedestrian detection which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Contour SVT from the following list.

Auto liability insurance

This coverage protects you from injuries or damage you cause to people or other property that is your fault. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so purchase as high a limit as you can afford.

Collision protection

This pays for damage to your Ford resulting from a collision with another vehicle or an object, but not an animal. A deductible applies then your collision coverage will kick in. Collision coverage for your Contour SVT can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive insurance

This coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The most a auto insurance company will pay at claim time is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured or underinsured coverage

This coverage provides protection when the "other guys" do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage pay for bills for things like ambulance fees, surgery, and doctor visits. They can be used in conjunction with a health insurance program or if there is no health insurance coverage. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Ford Contour SVT Insurance Rates?