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Ford Crown Victoria Insurance Quotes

You have many choices when trying to find low-cost insurance for your Ford vehicle. You can either buy through an insurance agent or shop online to compare pricing from multiple insurance companies. Buying car insurance on the web is easy, in addition you may find lower rates.

People who are new to comparing rates may think purchasing low-cost Crown Victoria insurance is not very easy. The are a couple different ways to get quotes from different insurance companies. The simplest method to find the lowest Crown Victoria insurance cost is to get quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine Ford insurance rates

Insurance premiums on a Ford Crown Victoria can vary widely based upon several criteria. A few of these criteria are:

  • The performance level of your Crown Victoria
  • Any accidents you may have
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Being married can lower rates
  • Optional coverages like vehicle replacement
  • Your job
  • The level of coverage
  • Owning a home can lower rates

One important consideration that helps determine your rates is the age of the vehicle. Older models have a much lower replacement value compared to new Ford models so the cost to replace them will push premiums down. Conversely, more recent Ford vehicles have more advanced features such as lane departure warning system, a telematics system, and a collision avoidance system which can provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Crown Victoria from the following list.

Liability car insurance

Liability insurance will cover injuries or damage you cause to people or other property in an accident. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so buy higher limits if possible.

Coverage for collisions

Collision insurance will pay to fix damage to your Ford resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Crown Victoria can be pricey, so consider dropping it from lower value vehicles. Another option is to increase the deductible to bring the cost down.

Comprehensive car insurance

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

This coverage gives you protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage provide coverage for bills like ambulance fees, surgery, and doctor visits. The coverages can be used in conjunction with a health insurance policy or if you do not have health coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Ford Crown Victoria Insurance Rates?