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Ford Expedition Insurance Rates

Drivers have lots of options when comparing insurance rates on your Ford vehicle. You can either buy through an insurance agent or price shop online to compare insurance costs of insurance carriers. Buying auto insurance by getting online quotes is simple to do, plus you may find lower rates.

Shopping online for auto insurance can be difficult if you have never used online rate quotes. But relax because we're going to show you how. Finding a better price on auto insurance can be relatively painless. Consumers just need to spend a few minutes to compare quotes online with multiple companies. This can be accomplished by getting a quick quote here.

Rates are impacted by the following

Insurance premiums paid to insure a Ford Expedition will vary greatly subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • No coverage lapses saves money
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Models that are new cost more compared to older Ford models so the payout to repair will push premiums up. Conversely, newer vehicles have more advanced features such as pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Expedition from the list below.

Liability - Expedition liability coverage can cover damage or injury you incur to a person or their property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as much as you can afford.

Collision coverages - Collision insurance covers damage to your Ford from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive or Other Than Collision - This covers damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Medical costs insurance - Coverage for medical payments and/or PIP reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance plan or if you do not have health coverage. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Ford Expedition Insurance Rates?