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Ford Flex Insurance Cost

You have lots of choices when shopping for car insurance for your Ford vehicle. You can get prices from an agent or shop online to compare rates from multiple companies. Comparing auto insurance online is easy and at the same time you can save money.

Beginners to comparison shopping may think finding low-cost Flex insurance is very challenging. Lowering your Flex insurance rates is not rocket science. You just need to take a few minutes getting comparison quotes from different insurance companies. This can be done by comparing rates here.

What factors impact Flex insurance quotes?

Car insurance premiums on a Ford Flex can fluctuate considerably based upon several criteria. Taken into consideration are:

  • The performance level of your Flex
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Your claim history
  • Having continuous coverage saves you money
  • Whether you rent or own your home

An additional factor that can impact Flex insurance cost is the year of the vehicle. Newer models have a higher value than older models so repair costs are higher which may result in higher rates. Although newer models may have safety features included like pedestrian detection, dual-stage airbags, and blind-spot warning system which may lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Flex from available model years below.

Liability coverage

Liability insurance protects you from damages or injuries you inflict on people or other property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision insurance

This coverage pays for damage to your Ford resulting from a collision with an object or car. A deductible applies and then insurance will cover the remainder. Collision coverage for your Flex can be pricey, so consider dropping it from older vehicles. You can also raise the deductible in order to get cheaper Flex insurance cost.

Comprehensive coverage

This coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Med pay and PIP coverage provide coverage for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used in conjunction with a health insurance program or if you are not covered by health insurance. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford Flex Insurance Rates?