Vehicles > Ford > Probe

Ford Probe Insurance Rates

Shopping for car insurance by quoting online is easy and at the same time you can save money. The key is to get as many rate quotes as possible so you can compare every option.

Consumers not familiar with comparison shopping may think finding cheap Probe insurance is hard. There are several ways to compare rate quotes from car insurance companies in your area. The quickest method to find the lowest Probe insurance quotes consists of shopping online. It is quite easy and can be accomplished by visiting this page.

What factors impact Probe insurance cost?

Car insurance premiums for a Ford Probe can fluctuate considerably based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating impacts rates
  • Where you reside can make a big difference
  • How many miles you drive
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Your occupation
  • The amount of protection requested
  • Whether you rent or own your home

An additional factor that will help determine Probe insurance rates is the year of the vehicle. Older cars and trucks have a reduced actual cash value than newer models so repair costs tend to be lower which will push premiums down. But new Ford models may have safety features including traction control, active head restraints, a backup camera, and an advanced theft deterrent system which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverages

Liability insurance provides protection from damages or injuries you inflict on other people or property by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision coverage

Collision coverage pays to fix your vehicle from damage caused by collision with an object or car. A deductible applies and then insurance will cover the remainder. Probe collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive coverages

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This gives you protection when the "other guys" either have no liability insurance or not enough. Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP is not universally available but can be used in place of medical payments coverage.

How Much are Ford Probe Insurance Rates?