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GMC Acadia Insurance Rates

Drivers have lots of options when trying to insure your GMC vehicle. You can either contact your neighborhood insurance agent or go online to compare rates from insurance carriers. Buying auto insurance by getting online quotes can be fast and easy, plus you will probably save money.

If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of online companies competing for your business. Finding a lower price on Acadia insurance can be relatively painless. You just have to take a little time comparing rates provided by online insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by...

Insurance rates paid to insure a GMC Acadia can vary widely depending on several factors. Including but not limited to:

  • Higher performance Acadia vehicles cost more
  • Any accidents you may have
  • Multiple policies can save money
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your GMC is the year of manufacture. Newer models cost more so the cost to replace them can inflate annual premiums. Although more recent GMC vehicles may have options included like a telematics system, dual-stage airbags, a rollover prevention system, and a collision avoidance system which can lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Acadia from the list below.


This coverage will cover damage or injury you incur to a person or their property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision coverage

Collision insurance will pay to fix damage to your GMC from colliding with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper Acadia insurance rates.

Comprehensive or Other Than Collision

This pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are GMC Acadia Insurance Rates?