There are many options when shopping for car insurance for your Honda vehicle. You can buy from an insurance agent or price shop online to compare pricing from multiple companies. Shopping for auto insurance online is simple to do and there is a good chance you may find lower rates.
Comparing auto insurance rates direct online can be a challenge if you have never used quoting online. But don't let that discourage you because we're going to show you how. Lowering your Accord insurance rates is not rocket science. You just need to take a few minutes to compare quotes online with multiple companies. This is very easy and can be done by visiting this page.
Insurance premiums for a Honda Accord can be significantly different subject to many criteria. Some of these factors include:
One important consideration that will help determine your rates is the age of the vehicle. A newer vehicle have a higher replacement value compared to older Honda models so the payout to repair may end up costing you more. But newer models have more advanced features including pedestrian detection, dual-stage airbags, and blind-spot warning system that may help provide discounts that lower premiums.
To get more specific information about how much rates will be for your vehicle, select the year of your Accord below.
Accord liability coverage protects you from damage that occurs to other people or property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as large an amount as possible.
Collision coverage pays for damage to your Honda caused by collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Accord collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.
Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.
Uninsured/Underinsured Motorist (UM/UIM)
Your UM/UIM coverage gives you protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.
Medical payments coverage and PIP
Med pay and PIP coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.
How Much are Honda Accord Insurance Rates?