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Honda CR-V Insurance Rates

Buying auto insurance through online companies is simple to do, plus you might just save a little. The critical component is to get rates from all companies in order to have every option.

Shopping online for auto insurance can be difficult if you have never used online quoting. But don't be discouraged because comparing prices is actually very simple. Finding a lower price on Honda CR-V insurance is not a difficult process. You just have to take a little time to get quotes online with multiple companies. This can be accomplished by comparing rates here.

Rates are impacted by these factors

Auto insurance rates on a Honda CR-V can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Where you live
  • The number of annual miles
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your CR-V
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor that helps determine Honda CR-V insurance rates is the model year. Newer models cost more in comparison to later models so the payout to repair may result in higher rates. But newer models may have a trim level with safety features including a telematics system, adaptive cruise control, and traction control which may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability

Honda CR-V liability coverage protects you from damage or injury you incur to people or other property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Collision coverage

Collision insurance pays for damage to your Honda resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Honda CR-V can be pricey, so consider removing coverage from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Honda CR-V comprehensive insurance. The most your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Insurance for medical payments

Med pay and PIP coverage reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used in conjunction with a health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Honda CR-V Insurance Rates?