Vehicles > Honda > Fit

Honda Fit Insurance Cost

Comparing auto insurance through online rate quotes is simple to do, plus you will probably save money. The critical component is to get rates from all companies so you can compare all possible prices.

Using the web to shop for auto insurance direct can be difficult if you have never used online quoting. But don't be discouraged because there is an easy way to compare rates. Finding cheaper coverage prices can be surprisingly simple. All you need to do is take the time comparing rates online with multiple companies. This can be done by visiting this page.

Rates are determined by these things

Insurance rates on a Honda Fit can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Crash test rating for your Fit
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that can impact the rate you pay on your Honda is the year of manufacture. A newer vehicle have a higher value so the payout to repair may result in higher rates. But new Honda models may have options including lane departure warning system, autonomous braking, pedestrian detection, and blind-spot warning system which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

Fit liability coverage provides protection from damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision protection

This coverage pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Fit can be pricey, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive auto coverage

This coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be used in conjunction with a health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Honda Fit Insurance Rates?