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Honda HR-V Insurance Quotes

Comparing auto insurance through online providers is easy and there is a good chance you might just save a little. The key is to get rates from as many companies as possible so you can get every possible rate.

Beginners to shopping for insurance may think finding cut-rate Honda HR-V insurance is hard and time consuming. Reducing your Honda HR-V insurance cost is surprisingly easy. All that's required is to spend a few minutes on the computer to get quotes from different insurance companies. This can be done by completing this short form.

Auto insurance rates for your Honda HR-V can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • Your location impacts rates
  • High miles vs. low miles
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your HR-V
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Whether you own your home

A final factor that can impact Honda HR-V insurance quotes is the model year. New vehicles have a higher value in comparison to later models so repair costs are higher which may result in higher rates. Although newer vehicles may have a trim level with safety features included like autonomous braking, tire pressure monitors, and lane departure warning system which may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance

Liability insurance can cover damage that occurs to other's property or people. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision coverage protection

This coverage covers damage to your Honda resulting from colliding with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper Honda HR-V insurance quotes.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Honda HR-V comprehensive insurance. The most you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Medical expense insurance

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are utilized in addition to your health insurance program or if you are not covered by health insurance. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Honda HR-V Insurance Rates?