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Honda Pilot Insurance Cost

You have many choices when shopping for car insurance for your Honda vehicle. You can either buy through your neighborhood insurance agent or go online to compare insurance costs of lots of different providers. Shopping for auto insurance through online providers can be fast and easy, in addition you will probably save money.

If shopping for auto insurance online is new to you, you may be confused by the hoards of online auto insurance companies and websites competing for your business. Lowering your Pilot insurance rates is surprisingly easy. You just need to take a few minutes comparing rates provided by online insurance companies. This is very easy and can be done by getting a quick quote here.

Criteria which help determine your insurance rates

Insurance rates for your Honda Pilot will vary greatly depending on several factors. A few of these criteria are:

  • Higher performance Pilot vehicles cost more
  • Your accident history
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married may save money
  • Optional coverages like vehicle replacement
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

One last important factor that will help determine the rate you pay on your Honda is the year of manufacture. Models that are new have a higher replacement value so the cost to replace them will push premiums up. But newer models may have options including forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification so those may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Pilot from the following list.

Liability auto insurance

This coverage protects you from injuries or damage you cause to other's property or people by causing an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision insurance

Collision coverage pays for damage to your Honda resulting from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive (Other than Collision)

Comprehensive insurance coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount a auto insurance company will pay at claim time is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This coverage provides protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical expense insurance

Med pay and PIP coverage pay for bills for things like ambulance fees, surgery, and doctor visits. They can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Honda Pilot Insurance Rates?