You have many choices when trying to find low-cost insurance for your vehicle. You can get prices from a local agent or go online to check prices from multiple companies. Comparing car insurance online can be fast and easy, in addition you might just save a little.

If you've never shopped for car insurance online, you may be confused by the hoards of car insurance companies vying for your business. When shopping for car insurance there are multiple ways to compare quotes from different insurance companies. The simplest method to find competitive involves getting comparison quotes online. This is very easy and can be done by completing this short form.

Criteria which help determine

Auto insurance rates for a 2000 can be significantly different depending on several factors. A few of these criteria are:

• Higher performance 2000 vehicles cost more
• How many accidents you have had
• Home and auto can earn discounts
• Use of your vehicle
• Optional coverages like vehicle replacement
• What you do for a living
• The level of coverage
• Owning a home can lower rates

A final factor that can impact is the model year. Used vehicles have a much lower replacement value in comparison to older models so repair costs tend to be lower which may result in lower rates. Conversely, newer models may have a trim level with safety features such as a telematics system, adaptive cruise control, and anti-lock brakes that may help give discounted rates.

Liability coverage

This coverage protects you from injuries or damage you cause to other people or property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Coverage for collisions

This coverage pays for damage to your caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. 2000 collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply and the remainder of the damage will be paid by your comprehensive insurance. The highest amount a car insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Protection from uninsured/underinsured drivers

This coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Med pay and PIP coverage pay for bills (i.e. ambulance fees, surgery, and doctor visits). They are used to fill the gap from your health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.