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Hyundai Genesis Insurance Cost

There are many options when shopping for car insurance for your Hyundai vehicle. You can either buy through an agent or shop online to compare insurance costs of multiple companies. Comparing car insurance online is easy and there is a good chance you can save money.

Beginners to shopping for insurance may think shopping for cheap Genesis insurance is very challenging. There are several ways to compare quotes from different insurance companies. By far the easiest way to find the cheapest Genesis insurance rates involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

Car insurance premiums for a Hyundai Genesis can be significantly different based upon several criteria. Some of these factors include:

  • The performance level of your Genesis
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your occupation
  • The level of coverage
  • Whether you own your home

An additional factor that can impact Genesis insurance cost is the year of the vehicle. Used vehicles cost less than newer models so repair costs tend to be lower which will push premiums down. Conversely, newer models may have safety features such as pedestrian detection, dual-stage airbags, and blind-spot warning system that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Genesis below.

Liability coverage

Liability insurance protects you from damage that occurs to other people or property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision insurance

This coverage pays for damage to your Hyundai caused by collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Genesis collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage provides protection from other drivers when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Med pay and PIP coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance policy or if you do not have health coverage. PIP is not available in all states and may carry a deductible.

How Much are Hyundai Genesis Insurance Rates?