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Hyundai Sonata Insurance Quotes

You have lots of choices when looking for the best insurance on your Hyundai vehicle. You can either contact a local agent or price shop online to compare rates from lots of different providers. Buying auto insurance through online providers is simple to do and at the same time you might just save a little.

Shopping online for auto insurance is challenging if you have never used quoting online. But don't let that discourage you because comparing prices is actually very simple. Reducing your Sonata insurance cost is surprisingly easy. All that's required is to spend a few minutes on the computer to get quotes online with multiple companies. This can be accomplished by comparing rates here.

What influences car insurance premiums?

Auto insurance rates for a Hyundai Sonata can be significantly different subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • How many accidents you have had
  • Multiple policies can save money
  • Use of your vehicle
  • Your age
  • Whether you are married
  • Special coverage such as replacement cost
  • Claims drive up premiums
  • No coverage lapses saves money
  • Whether you rent or own your home

A final factor that helps determine Sonata insurance quotes is the model year. Newer models cost more in comparison to later models so the payout to repair may end up costing you more. Conversely, newer models may have a trim level with safety features such as autonomous braking, tire pressure monitors, and lane departure warning system that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Sonata from available model years below.

Liability auto insurance

Sonata liability coverage protects you from damages or injuries you inflict on other people or property in an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so consider buying as large an amount as possible.

Collision coverage protection

Collision insurance pays for damage to your Hyundai caused by collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Sonata collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance pays for damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by your Hyundai Sonata comprehensive insurance. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Medical expense insurance

Med pay and PIP coverage reimburse you for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Hyundai Sonata Insurance Rates?