Vehicles > Isuzu > Stylus

Isuzu Stylus Insurance Cost

There are many options when finding cheaper insurance coverage on your Isuzu vehicle. You can either buy through your neighborhood insurance agent or go online to compare pricing from a lot of auto insurance companies. Buying auto insurance through online companies can be fast and easy and there is a good chance you will probably save money.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of online auto insurance companies and websites competing for your business. Finding cheaper coverage prices is not a difficult process. All you need to do is take the time comparing rates provided by online insurance companies. This can be accomplished by visiting this page.

Insurance rates for your Isuzu Stylus can be significantly different depending on several factors. Some of these factors include:

  • Higher performance Stylus vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Being married can lower rates
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Isuzu is the year of manufacture. A newer vehicle cost more so the cost to replace them may end up costing you more. But new Isuzu models may have options including active head restraints, traction control, and a rollover prevention system that may help provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Stylus below.

Coverage for liability

This coverage provides protection from damage that occurs to other's property or people in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision protection

Collision insurance pays to fix your vehicle from damage resulting from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage gives you protection when the "other guys" either have no liability insurance or not enough. Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not universally available but can be used in place of medical payments coverage.

How Much are Isuzu Stylus Insurance Rates?