There are many options when buying insurance for your vehicle. You can get prices from your neighborhood insurance agent or shop online to compare insurance costs of insurance providers. Finding cheaper car insurance by comparing rates online is easy and there is a good chance you will probably save money.

Consumers who are new to the process of shopping for insurance may think purchasing cheap 2000 insurance is going to be difficult. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. The recommended way to find the cheapest is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

Insurance rates for a 2000 can vary widely based upon several criteria. Some of these factors include:

• The performance level of your 2000
• Any accidents you may have
• Home/auto policy bundles save money
• Use of your vehicle
• Extra coverages like towing and rental
• Your profession
• The amount of protection requested
• Whether you own your home

One last important factor which can affect the rate you pay on your is the year of manufacture. Models that are a few years old cost less so repair costs tend to be lower which will push premiums down. But newer models may have options including a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection which can help offset higher rates.

Auto liability insurance - Liability insurance protects you from damage that occurs to other people or property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase higher limits if possible.

Collision coverage - This pays for damage to your caused by collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. 2000 collision insurance is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive insurance - Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection when the "other guys" do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP is not available in all states and may carry a deductible.