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Kia Soul Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Kia vehicle. You can get prices from an agent or price shop online to compare rates from insurance carriers. Shopping for car insurance by getting online quotes is simple to do, plus you can save money.

Comparing car insurance rates direct online can be difficult if you have never used online rate quotes. But don't let that discourage you because it's actually quite easy. There are several ways to compare quotes and find the best price. The best way to compare Soul insurance cost consists of shopping online. This can be done by comparing rates here.

Car insurance rates influenced by these factors

Car insurance premiums for a Kia Soul will vary greatly subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Your accident history
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • Insurance coverage level
  • Home ownership saves money

An additional factor that will help determine Soul insurance quotes is the year of the vehicle. Older cars and trucks have a lower value than newer models so repair costs tend to be lower which can decrease annual premiums. Although newer models may have safety features included like blind-spot warning system, dual-stage airbags, and automatic crash notification so those may lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Soul from the list below.


Soul liability coverage protects you from damage or injury you incur to other people or property by causing an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Collision coverage protection

Collision coverage pays for damage to your Kia caused by collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Soul collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. You can also raise the deductible in order to get cheaper Soul insurance quotes.

Comprehensive or Other Than Collision

Comprehensive insurance pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical costs insurance

Med pay and PIP coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance plan or if you are not covered by health insurance. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Kia Soul Insurance Rates?