Comparing car insurance on the web is easy and there is a good chance you can save money. The key is to get rates from all companies in order to accurately compare all possible prices.

Beginners to shopping for insurance may think finding low-cost 1996 insurance is not very easy. There are several ways to compare quotes from local car insurance companies. The easiest way by far to find the cheapest involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

Car insurance premiums on a 1996 can fluctuate considerably based upon several criteria. Some of these factors include:

• Your driving record
• Credit rating impacts rates
• Your gender can raise or lower rates
• The deductible you choose
• Safety rating of your 1996
• Your occupation
• Your coverage level
• Whether you own your home

An additional factor that can impact is the year of the vehicle. Used vehicles cost less than newer models so the cost to replace them will push premiums down. On the flip side, newer models may have safety features like adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system which may help offset higher rates.

Liability car insurance

Liability insurance protects you from damage that occurs to people or other property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision protection

This coverage pays for damage to your resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage for your 1996 can be pricey, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper .

Comprehensive car insurance

This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when other motorists do not carry enough liability coverage. Because many people carry very low liability coverage limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical expenses

Med pay and PIP coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance program or if you lack health insurance entirely. PIP is not available in all states and may carry a deductible.