Comparing car insurance through online companies is easy and there is a good chance you might just save a little. The key is to compare rates from all providers so you can get the best prices.

Beginners to shopping for insurance may think buying affordable 1997 insurance is difficult. When shopping for car insurance there are multiple ways of comparing rates from local car insurance companies. One of the best ways to find competitive involves getting comparison quotes online. This can be accomplished by completing this short form.

Auto insurance rates paid to insure a 1997 will vary greatly based upon several criteria. Some of these factors include:

• Your driving record
• Your credit history
• Male rates may be higher
• Low deductibles cost more
• Safety rating of your 1997
• What you do for a living
• Your coverage level
• Whether you own your home

A final factor that can impact is the model year. Used vehicles cost less in comparison to older models so the costs to repair will push premiums down. On the flip side, newer vehicles may have a trim level with safety features like anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera so those may give discounted rates.

Coverage for liability - Liability insurance can cover damage that occurs to a person or their property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverages - This coverage covers damage to your from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to get cheaper .

Comprehensive coverage (or Other than Collision) - This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Insurance for medical payments - Coverage for medical payments and/or PIP provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.