Vehicles > Maserati > Coupe

Maserati Coupe Insurance Rates

Buying auto insurance by quoting online is easy, in addition you might just save a little. The key is to take the time to get rates from all companies so you can get all your choices.

People who are new to comparing rates may think purchasing low-cost Coupe insurance is hard. Getting cheaper insurance rates is a fairly straight forward process. The only requirement is to invest a few minutes to get quotes from different insurance companies. This can be accomplished by completing this short form.

Criteria which help determine Maserati insurance rates

Auto insurance rates on a Maserati Coupe can vary widely based upon several criteria. A few of these criteria are:

  • Your driving record
  • Credit rating
  • Where you live
  • The number of annual miles
  • Male drivers pay higher rates
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Claims drive up premiums
  • Having current coverage saves
  • Owning a home can lower rates

A final factor that helps determine Coupe insurance rates is the model year. New vehicles cost more in comparison to later models so repair costs are higher which can inflate annual premiums. On the flip side, new Maserati models may have a trim level with safety features like adaptive headlights, anti-lock brakes, traction control, and a telematics system which can give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverages

Liability insurance provides protection from injuries or damage you cause to people or other property in an accident. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so consider buying higher limits if possible.

Auto collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Coupe can be pricey, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to get cheaper Coupe insurance rates.

Comprehensive coverages

This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by your Maserati Coupe comprehensive insurance. The maximum payout a auto insurance company will pay at claim time is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for bills (i.e. ambulance fees, surgery, and doctor visits). They are used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Maserati Coupe Insurance Rates?