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Mazda CX-3 Insurance Cost

There are many options when finding cheaper insurance coverage on your Mazda vehicle. You can either contact a local agent or price shop online to check prices from many different companies. Comparing car insurance from online companies is simple to do and there is a good chance you might just save a little.

Using the web to shop for car insurance direct can be a challenge if you have never used online quotes. But don't be discouraged because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes from different insurance companies. The easiest way by far to find competitive Mazda CX-3 insurance rates involves getting comparison quotes online. This can be accomplished by completing this short form.

Auto insurance rates on a Mazda CX-3 can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • What you do for a living
  • The level of coverage
  • Whether you own your home

A final factor that can impact Mazda CX-3 insurance cost is the model year. Used vehicles cost less in comparison to older models so the cost to replace them can decrease annual premiums. Conversely, more recent Mazda vehicles may have a trim level with safety features such as forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive which can give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your CX-3 below.

Liability coverage

Mazda CX-3 liability coverage will cover damage that occurs to people or other property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision protection

This coverage will pay to fix damage to your Mazda resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Mazda CX-3 can be pricey, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive coverage

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Mazda CX-3 comprehensive insurance. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Mazda CX-3 Insurance Rates?