Vehicles > Mercedes-Benz > C-Class

Mercedes-Benz C-Class Insurance Rates

Drivers have lots of options when trying to insure your Mercedes-Benz vehicle. You can get prices from an agent or price shop online to compare rates from many different auto insurance companies. Finding cheaper auto insurance through online rate quotes is simple to do, plus you can save money.

Finding the best direct price on auto insurance can be difficult if you have never used online quoting. But don't be discouraged because it's actually quite easy. Finding a lower price on C-Class insurance can be surprisingly simple. You just have to take a little time getting comparison quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

Premiums are calculated by...

Car insurance premiums on a Mercedes-Benz C-Class can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Having continuous coverage saves you money
  • Home ownership saves money

An additional factor which can affect C-Class insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so the payout to repair may result in higher rates. Although more recent Mercedes-Benz vehicles may have safety features included like lane departure warning system, a telematics system, and adaptive headlights which may lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your C-Class from the list below.

Auto liability

C-Class liability coverage will cover damage or injury you incur to people or other property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision coverage

This will pay to fix damage to your Mercedes-Benz resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your C-Class can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible in order to get cheaper C-Class insurance rates.

Comprehensive auto coverage

This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The most your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance program or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz C-Class Insurance Rates?